Medicare Supplements

If you are turning 65, or are over 65 and losing company benefits due to retirement, we highly recommend you consider Medicare Supplement insurance. Medicare only covers 80 percent of your approved health care expenses. That’s why Medicare supplement plans are also known as Medigap: They cover the gap in medical expenses not covered by Medicare, including:

  • deductibles
  • co-payments
  • co-insurance
  • global emergency medical care

Collins Insurance understands the value of this option and we are dedicated to helping Bay Area residents with their Medicare supplement needs. We’ll get you enrolled in the program that’s best for you. If you need help with the paperwork, we can do that too! We can also give you advice and answer questions about Medicare part D prescription drug benefits.

Medicare supplements (Medigap) are available to Bay Area residents age 65 and over. In addition to your Medicare Part B premium, you will pay a premium for Medicare supplements, but the cost is small compared to what you paid for coverage before you turned 65. You may enroll in a Medigap program on the first day of the month of your sixty-fifth birthday, as long as you are enrolled in Medicare part B. Call Collins Insurance to learn more and get assistance in comparing the different California Medicare Supplement plans.

Call Collins Insurance to learn more and get assistance in comparing the different California Medicare Supplement plans.