International Health Insurance for U.S. Citizens Living Abroad
International health insurance, sometimes called expat, expatriate or global health insurance, is specifically designed for U.S. citizens who live outside of the U.S. most or all of the time. This insurance is designed to provide you and your family access to the best healthcare possible anywhere in the world. In addition, international health insurance plans also offer coverage to foreign nationals residing in the U.S. who may not be eligible for domestic coverage.
The cost of healthcare abroad can be very expensive and without a comprehensive expat health plan in place, you may experience large out-of-pocket expenses if you require medical treatment. Without international health insurance, you may be liable for any expenses related to the treatment you receive overseas.
Having global medical insurance coverage gives you the flexibility to take care of your health and wellbeing when living and working in a foreign country. You can also design your coverage to include visits back to the U.S. if you like.
International health coverage is not the same as travel insurance. This health insurance is designed to automatically renew annually, so you do not have to re-apply or specify the length of time you want your coverage to be in place. Global health insurance is customizable, allowing you options to add or eliminate the coverage that may be unnecessary for you.
One of the insurers we represent in this market is Cigna Global Insurance Company, one of the largest providers of expat health insurance in the world. They offer a variety of global insurance plans designed to let you customize the level of coverage you need and the pricing that fits your budget. You can choose deductibles from $0 to $10,000; benefit maximums from $1,000,000 a year up to unlimited; low to moderate out of pocket limits; dental and vision coverage, routine exams and U.S. coverage when traveling back home for care.
At Collins Insurance, we help individuals, families and employers in the SF Bay Area find the right health insurance plan at the right price that fits each person’s or company’s needs. With 30+ years’ experience and as independent advisors, we offer impartial advice regarding plans that suit your needs. Visit the link below to apply for international health insurance or contact us for more information.